Stop paying for an AMS you don't need.
Track Medicare commissions instead.
CommIQ reconciles Humana, UnitedHealthcare, Aetna, Anthem and the rest of your Medicare statements — flags missing payments before the dispute window closes, and stores PHI the way HIPAA actually expects it.
$48,230 in recoverable commissions detected
23 policies underpaid or missing this period
Statements
47
this month
Missing
23
flagged
Recovered YTD
$124.8K
and counting
Anthem Blue Cross
GP-2291-MX
Expected: $1,240
Got: $1,240
UnitedHealth Group
UH-8823-LT
Expected: $890
Got: $0
Cigna
CG-4417-RW
Expected: $2,100
Got: $1,650
Humana
HU-3358-PQ
Expected: $3,200
Got: $0
Built for the Medicare carriers you actually write
AES-256-GCM
PHI encryption at rest
HMAC blind index
Search MBI without decrypting
Audit logged
Every PHI touch + export
Email-to-row
Forward statements, get data
Your AMS wasn't built for Medicare.
You're paying $200+/mo for a tool that treats Humana like Aflac. CommIQ does one thing — reconcile Medicare commissions — and does it right.
MBI in a spreadsheet column
Your AMS lets you paste an MBI into a plain text field. That's the HIPAA violation everyone pretends isn't there. CommIQ encrypts it the moment it lands.
Silent missed renewals
A Medicare policy renewed 3 months ago. You still haven't been paid. You didn't notice. Dispute window: closed.
AEP statement avalanche
October–December: 200 statements across 8 carriers in 12 different formats. You spend nights reformatting. CommIQ ingests it automatically.
AOR + chargeback chaos
You switched AOR on a beneficiary. The commission went elsewhere. Or the rapid disenroll chargeback hit two months late. You had no way to see either.
From upload to recovered payment in minutes
Three steps. No spreadsheets. No guesswork.
01
Upload your statements
Drag-and-drop CSV or Excel from any carrier portal. CommIQ auto-detects the format — no manual mapping, ever.
02
Auto-reconcile
CommIQ matches commissions to your book and flags every gap — missing payments, underpayments, AOR changes.
03
Recover & run payroll
Follow up on missing payments in one click. Run agent payroll with full comp plan support and audit trail.
One job: reconcile Medicare commissions. Done right.
No CRM bloat. No life-and-health workflows shoehorned in.
Email-to-statement ingestion
Forward a carrier statement to your CommIQ inbox. It parses, matches, and posts to your reconciliation queue in under 60 seconds. No portal scraping, no carrier credentials stored.
- CSV, Excel, PDF supported
- Auto-detect carrier + format
- Custom per-org email address
Daily missing-payment sweep
Every morning, CommIQ cross-references your active Medicare book against received commissions. Catches renewals, rapid disenroll reversals, and AOR-switched gaps before the dispute window closes.
- Daily automated sweep
- Dispute-window countdown
- Slack alert on every gap
Underpayment alerts
Flags when you receive less than contracted rates — to the penny, per policy.
Agent payroll
Comp plans, overrides, splits — every payroll calculation audit-logged.
Payment history grid
12 months across your entire Medicare book in one pivot view.
Audit log on every PHI touch
Every read, export, and impersonation logged for 90+ days. Built for your compliance officer, not as marketing copy.
One missed Medicare renewal pays for a year of CommIQ.
Average Medicare Advantage renewal commission runs $300–$600/year per beneficiary. CommIQ Pro is $30/month. Catch one missed renewal in 12 months and the math works. Catch a chargeback reversal that's 60 days late and you're ahead for the year.
$300–$600
Typical MA renewal commission
$30/mo
CommIQ Pro
1 catch
Breaks even for the year
We're looking for our first 5 Medicare agencies.
CommIQ is new. We're not going to fake testimonials we don't have. Instead, we're looking for five Medicare-focused agencies (1–50 producers) to shape the product with us.
What you get
- 12 months of CommIQ Pro free
- Direct line to the founder (text, not a ticket queue)
- Your carrier templates built first
- Influence on the roadmap — what we ship next is what you actually need
- BAA signed before you upload PHI
What we ask
- 30-minute kickoff call — your workflow, your statements
- Upload at least one real carrier statement
- 10 minutes of feedback per month for the first 6 months
- Honest answer to: would you pay for this?
Simple, transparent pricing
Start free. Pays for itself in the first recovered commission.
7-day free trial. No credit card required.